Illustrative Calculator

This calculator illustrates our maximum lending amount for an individual property. Simply input details about the applicant, their property and the product you are considering and we’ll indicate whether we can lend in this case. Please note – if you are applying on a portfolio basis, additional rules apply and you should contact us to discuss.


 
 

£

£

 
 




%

%


 

 
 

With this case, we may be able to consider the applicant’s personal surplus income to support their mortgage application.

Earned income may be able to be used to support a mortgage application for individuals purchasing or remortgaging standard properties, provided that at least one applicant is a higher rate tax payer earning a minimum of £50k. To establish your applicant’s verifiable surplus income, please refer to our Income & Expenditure form >

Please provide the additional details below.


 
 


£

Please use our I&E form to confirm this figure.