Submitting Business

Terms of Business

All mortgage intermediaries are required to comply with our Intermediary Terms of Business.

How to Submit Business to Us

Our products are available through a selected panel of approved Packager partners, with cases submitted from registered intermediaries through our Online Portal. We do not provide mortgages directly to borrowers.

See details of our Key Partner Panel.

Online Portal

In order to submit a mortgage application to us, you must be registered on the Zephyr Homeloans online portal. Register >

Already have an account? Log in >

Application Submission Guide

To help you provide the correct documentation to support an application, we have summarised the information required on this Application Submission Guide.

You can download all of the various forms and documents from our document library.

To discuss any aspect of a case, please contact us.

Valuations and Conveyancing

From 5 July 2019, our approved conveyancers for all new case submissions are Blacks Connect. They have a dedicated team supporting Zephyr Homeloans and will issue contact details to you directly on instruction of a case.

Any cases in progress that were submitted to us before 5 July 2019 are managed with our previous conveyancers, Moore Blatch LLP. They can be contacted by emailing

Please see our Solicitors Fee Structure document for all information about the fees and charges that apply.