Got a BTL case? Let’s chat
If you have a BTL case, our sales & BDM team is ready to help from that very first conversation – checking if the case fits, guiding you through the application process, and getting to offer and completion smoothly and efficiently.
Below you can find details of the team split by the regions/postcodes they cover. Call or email them and they will be delighted to help you.
North East England
Postcode areas: BD, CA, DH, DL, DN, HD, HG, HU, HX, LS, NE, S, SR, TS, WF, YO

Gemma Cauwood
Regional Sales Manager
Tel: 07483 174920
Email: gemma.cauwood@zephyrhomeloans.co.uk

Victoria Shepherd
Telephone BDM - North East England
Tel: 07483 174900
Email: victoria.shepherd@zephyrhomeloans.co.uk
North West England, North Wales, NI
Postcode areas: BB, BL, BT, CH, CW, DE, FY, L, LA, LL, M, OL, PR, SK, ST, SY, TF, WA, WN

Gemma Cauwood
Regional Sales Manager
Tel: 07483 174920
Email: gemma.cauwood@zephyrhomeloans.co.uk

Simon Alvey
Telephone BDM - North West England, North Wales & NI
Tel: 07483 366383
Email: simonw.alvey@zephyrhomeloans.co.uk
East Midlands & East Anglia
Postcode areas: AL, CB, CM, CO, EN, HA, HP, IG, IP, LE, LN, LU, MK, NG, NN, NR, OX, PE, RM, SG, SS, UB, WD

Liam Cooper
Telephone BDM
Tel: 07929 714540
Email: liam.cooper@zephyrhomeloans.co.uk
West Midlands, South West England, South Wales
Postcode areas: B, BA, BS, CF, CV, DT, DY, EX, GL, HR, LD, NP, PL, SA, SN, TA, TQ, TR, WR, WS, WV

Lucy Cridge
Regional Sales Manager
Tel: 07483 955324
Email: lucy.cridge@zephyrhomeloans.co.uk

Sam Phillipson
Telephone BDM
Tel: 07483 344449
Email: sam.phillipson@zephyrhomeloans.co.uk
South East England (not including London)
Postcode areas: BH, BN, BR, CR, CT, DA, GU, KT, ME, PO, RG, RH, SL, SM, SO, SP, TN, TW

Lucy Cridge
Regional Sales Manager
Tel: 07483 955324
Email: lucy.cridge@zephyrhomeloans.co.uk

Sam Phillipson
Telephone BDM
Tel: 07483 344449
Email: sam.phillipson@zephyrhomeloans.co.uk
London
Postcode areas: E, EC, N, NW, SE, SW, W, WC

Simon Alvey
Telephone BDM
Tel: 07483 366383
Email: simonw.alvey@zephyrhomeloans.co.uk
Head of Sales

Andy Rowe
Head of Sales
Tel: 07890 942627
Email: andrew.rowe@zephyrhomeloans.co.uk
Alternatively, email us at BDMqueries@zephyrhomeloans.co.uk and we’ll get back to you as soon as we can. Please note that this email address is for intermediary use only. If you’re a mortgage customer, please click here to view your contact options.
Note that we only lend in England and Wales. If you’re a broker that’s based in Scotland or Northern Ireland and are looking after a BTL case for a property in England or Wales, please do get in touch.
To discuss a case in progress
- Call 0370 707 1894 – Monday to Friday 9am to 5pm.
- Login to our online portal and send us a case specific update.
Got something to post to us?
Our office address is: Zephyr Homeloans, PO Box 12, Skipton, BD23 2HL
Media enquiries
For all media enquiries, please email media@zephyrhomeloans.co.uk
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Complaints
We are committed to providing a high standard of service, although we recognise that things sometimes go wrong. When they do, please tell us so we can put them right as soon as possible. If you are dissatisfied with any element of our service, please contact one of our BDMs in the first instance, using the details on this page. Alternatively, visit our dedicated complaints page for more details.
