Zephyr welcomes applications from portfolio landlords, but there are some additional documents and forms that must be completed as part of the case submission.
Portfolios of properties with Zephyr
If your client is applying for a mortgage on more than one property with Zephyr, our Portfolio Overview Spreadsheet must be completed to provide details of each property that is part of the application.
If a client owns 4 or more mortgaged properties at completion (not necessarily as part of their portfolio with Zephyr), then additional background information on their residential BTL property portfolio is required, regardless whether they are owned as an individual or Limited Company. Details of commercial properties are not required.
|We are working in partnership with Core Logic’s BTL Hub, formerly called eTech, to allow you to send through the additional background information we require in a quick and simple way. All the details we need can be uploaded using our BTL Hub spreadsheet.|
For help with using Core Logic’s BTL Hub, download the Quick Start User Guide.
Other portfolio documents
A Business Plan and Cash Flow Summary must be completed and submitted as part of the application in all cases where the borrower will have (or already has) 4 or more mortgaged properties in their portfolio. This is a requirement under PRA rules.
Support with your application