Products Highlights

Take a look at our product range document to see the current rates and features.

STANDARD RANGE

  • Individual and Limited Company applications for Standard properties (houses or flats) that are not of a Specialist nature, either as a single mortgage or on a portfolio basis.
  • Products available up to 75% LTV.
  • Max Loan size of £1.5m to 70% LTV and £1m to 75% LTV.

SPECIALIST RANGE

HMOs (up to 6 bedrooms), MUFBs (up to 6 units) 

  • Minimum Loan Term – 5 Years.
  • Maximum Loan Term – 35 Years
  • Minimum Valuation – £100,000.
  • Minimum Loan Amount – £50,000.
  • Maximum Loan Amount – £1.5m to 70% and £1m to 75% LTV.

Flats above Commercial premises either as a single mortgage or on a portfolio basis.

  • Minimum Loan Term – 5 Years.
  • Maximum Loan Term – 35 Years
  • Minimum Valuation – £75,000.
  • Minimum Loan Amount – £50,000.
  • Maximum Loan Amount – £750k @75% LTV

PRODUCT DETAILS

  • 2 and 5 Year Fixed rate products.
  • Range of initial rates, fees and BBR-linked reversion rates.

IMPORTANT POINTS

  • Minimum Term of loan is 5 years with a maximum term of 35 years.
  • Minimum loan amount is £50,000.
  • Minimum property value £75,000 for Standard properties and Flats above Commercial premises, and £100,000 for HMOs and MUFBs.
  • The maximum LTV for portfolios with aggregate loans of more than £2,000,000 is 70%.  We may require proof of the source of deposits.
  • NO upfront application fees
  • ZERO fee product options.

Please note – we reserve the right to withdraw products without notice at any time.