Products Highlights
Take a look at our product range document to see the current rates and features.
STANDARD RANGE
- Individual and Limited Company applications for Standard properties (houses or flats) that are not of a Specialist nature, either as a single mortgage or on a portfolio basis.
- Products available up to 75% LTV.
- Max Loan size of £1.5m to 70% LTV and £1m to 75% LTV.
SPECIALIST RANGE
HMOs (up to 6 bedrooms), MUFBs (up to 6 units)
- Minimum Loan Term – 5 Years.
- Maximum Loan Term – 35 Years
- Minimum Valuation – £100,000.
- Minimum Loan Amount – £50,000.
- Maximum Loan Amount – £1.5m to 70% and £1m to 75% LTV.
Flats above Commercial premises either as a single mortgage or on a portfolio basis.
- Minimum Loan Term – 5 Years.
- Maximum Loan Term – 35 Years
- Minimum Valuation – £75,000.
- Minimum Loan Amount – £50,000.
- Maximum Loan Amount – £750k @75% LTV
PRODUCT DETAILS
- 2 and 5 Year Fixed rate products.
- Range of initial rates, fees and BBR-linked reversion rates.
IMPORTANT POINTS
- Minimum Term of loan is 5 years with a maximum term of 35 years.
- Minimum loan amount is £50,000.
- Minimum property value £75,000 for Standard properties and Flats above Commercial premises, and £100,000 for HMOs and MUFBs.
- The maximum LTV for portfolios with aggregate loans of more than £2,000,000 is 70%. We may require proof of the source of deposits.
- NO upfront application fees
- ZERO fee product options.
Please note – we reserve the right to withdraw products without notice at any time.