At Zephyr, we understand that a BTL property’s true value goes beyond its saleability or mortgageability — it’s also about how well it performs as a rental investment.

That’s why we’ve refined our approach to assessing valuations on Flats Above Commercial…and also other properties in the vicinity of commercial.

We’re now placing greater emphasis on rentability — looking at factors such as location and sustainable tenant demand — to help us make more balanced, real-world lending decisions.

This means more flexibility and opportunities for brokers and landlords.

Because at Zephyr, we’re focused on valuing what matters.

For full details of our products and criteria, click here.