Post date: 11 May 2026

Value added. Valuation fee removed.

We’ve launched a new range of Special Edition 5-Year Fixed Rates with no valuation fee and no application fee. The products are available to both individual landlords and limited companies.

The launch reflects continued demand from landlords for products that balance competitive pricing with lower upfront costs and greater flexibility.

Brokers can choose between two product fee options:

  • 0% product fee
    • 6.24% on standard properties
    • 6.39% on HMOs/MUFBs up to six bedrooms/units
  • 2% product fee
    • 5.84% on standard properties
    • 5.99% on HMOs/MUFBs up to six bedrooms/units

We’ve also enhanced our lending criteria and now support loans to limited company subsidiaries within more complex structures, as well as corporate lets for tenant employees. This strengthening of criteria gives brokers additional support for the more complex cases they are increasingly seeing.

The Special Edition range and updated criteria are available immediately and reflect our ongoing commitment to supporting brokers and their clients.

View our Product Range

Zephyr in the news

View press coverage of our free valuation products:

Property Reporter: Zephyr Homeloans launches fee-free buy-to-let fixed rate range
Financial Reporter: Zephyr launches limited edition buy-to-let range with no valuation fees
Modern Lender: Zephyr Homeloans launches Special Edition Range with no valuation fees
BTL Insider: Zephyr launches five-year limited-edition range
Mortgage Solutions: Zephyr introduces five-year fixes – round-up
Mortgage Finance Gazette: Zephyr launches special edition 5-year fixed range
The Intermediary: Zephyr Homeloans launches special edition range with no valuation fees
Mortgage Strategy: Zephyr Homeloans launches special edition 5-year fixed range

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