We can now lend on HMOs up to 12 bedrooms and MUFBs up to 12 units – doubling our previous limit. More space, more opportunity, and more room for landlords to grow their portfolios.

We’ve also teamed up with Allied Surveyors & Valuers to bring added expertise to the valuations of all large HMOs and MUFBs (7-12 bedrooms/units).

And with large HMO/MUFB rates from just 3.09% on a 2-Year Fix and 4.94% on a 5-Year Fix (as at 16th October 2025), there’s never been a better time to chat with us.

Large HMO & MUFB highlights:
• Products: 2- and 5-Year Fixed Rates, plus Lifetime Tracker with no ERCs
• LTV: up to 75% (80% LTV available up to 6 bedrooms/units)
• Minimum valuation: £120,000
• Maximum loan size: £1.5m to 65% LTV / £1m to 75% LTV
• Applicants: Individual landlords and limited companies

Friendly BTL experts are just a call or email away

Our team is ready to help from that very first conversation – checking if the case fits, guiding you through the application process, and getting your cases smoothly from submission to completion.

Got a large HMO or MUFB case on your desk? Let’s chat today.