Post date: 2 February 2026

Officially part of Pepper Advantage

Message from Fraser Gemmell, Global CEO, Pepper Advantage

In September we announced that Pepper Advantage would acquire Computershare’s mortgage servicing business, including Zephyr Homeloans.

I’m pleased to confirm that the acquisition is now complete and to share our plans and our commitment to Zephyr’s future. 

Now that Zephyr is part of Pepper Advantage, we plan to invest in this business and strengthen our specialist lending proposition. We will be actively engaging with you to better understand your needs in a rapidly shifting market and regulatory environment.

Please expect a high degree of engagement and focus from us as we look to deepen our broker relationships and expand our products to fit demand.

Over time, you will see the results of this engagement in a stronger proposition, as well as cutting-edge data and analytics delivered through PRISM, Pepper Advantage’s proprietary credit management platform.

Please look for more from us in the coming weeks. In the meantime, your existing points of contact, service levels and case processes remain unchanged, and the Zephyr team is available to support you and answer all new buy-to-let cases and queries.

Thank you for your continued support. We look forward to working with you and delivering an even stronger proposition and product range in the months and years ahead.

Kind regards,

Fraser Gemmell
Global CEO, Pepper Advantage