As Buy To Let specialists, we have filmed a series of short videos to provide useful hints and tips about our criteria and other subjects such as top slicing, limited companies, portfolio cross-subsidisation and much more.
Andy Rowe, who has been with Zephyr since it launched and has previously been a mortgage broker, fronts the videos, sharing his knowledge and expertise. Each one lasts no longer than two minutes, so it is a quick and easy way for you to build your knowledge.
Our RSM, Andy Rowe, gives you a brief introduction to Zephyr Homeloans and our products and criteria.
Let's Talk About Our Criteria Highlights
In this second video RSM, Andy Rowe, gives you a short run-down on our criteria highlights and how to get in touch if you have a case to discuss.
Let's Talk About Packaging
In our third video RSM, Andy Rowe, talks you through our application submission guide, to try help your cases go through smoothly first time.
Let's Talk About Portfolio Cross-Subsidisation
Our RSM, Andy Rowe, talks you through how portfolio cross-subsidisation works and how it can help your clients.
Let's Talk About Large Portfolios
In our fifth video RSM, Andy Rowe, tells you about a large portfolio we recently accepted, and how we can offer bespoke options for large portfolio landlords.
Let's Talk About HMOs
Zephyr RSM, Andy Rowe runs you through our key HMO requirements and where to view our HMO products in under 2 minutes!
Let's Talk About MUFBs
Our RSM Andy, gives you a quick run-down of our MUFB requirements and how to get in touch with us if you have a case to discuss.
Let's Talk About New Builds
Our expert RSM, Andy Rowe, talks you through the key criteria for placing a new build property with Zephyr.
Let's Talk About Flats Above Commercial (FACs)
Make placing a FAC case a breeze, by watching this short video about the main things to consider for your client.
Let's Talk About Limited Company SPVs
Our RSM Andy, updates you on what Zephyr can do for Ltd Co SPVs and where to find more information.
Let's Talk About Top Slicing
This video focuses on top slicing, a useful feature for BTL affordability.
Let's Talk About Our Link With The DPS
This video focuses on the link we have with our sister company, The Deposit Protection Service (The DPS) and how we can use the available insight to provide training to broker firms.
Let's Talk About Our Team Of Experts
This video focuses on our team of experts which help Zephyr stand out from the crowd.
Let's Talk About The Market and Rate Changes
Our view of the market and the approach we take when it comes to changing rates.
Guides
Below is a selection of guides which you might find useful.
Here are our top tips to help you get your HMO case submissions through without any delays. We’ve also supplied some examples of when a HMO license might be required and which Zephyr product might be applicable.
